July 14, 2016

Identity Force Review


Offers and Services


Identity Force is a great credit monitoring service that offers full identity protection as well. They supply clients with information from all three credit bureaus and the three TransRisk credit scores as well. In fact, they offer a bunch of options that are all aimed to help clients pull and monitor their credit reports.

This service also allows clients to print their reports and scores every three months, enabling them to track the information through all the bureaus on a daily basis. This way, they see and resolve all problems quickly and effortlessly. The information provided is pulled from Equifax, TransUnion, and Experian. Then, clients verify the information and make sure that no one is stealing their identity or committing all kinds of frauds. Social security numbers and online accounts with personal information are always being targeted.

Credit Score and Reports


Identity force provides information from all credit bureaus. They offer quarterly reports that explain the reasons for the scoring. Clients also receive a summary of their credits. This service also reports lists of all accounts linked to a single client, identifying which ones are active and which are not. The reports show how much clients owe and the monthly payments.

This gives clients insight in their late payments and the dates, which will help determine their credit ratings. The credit check total shows details about derogatory accounts. These are accounts that clients have fallen behind on paying or that are foreclosed or repossessed.

The three scores from all the credit reporting agencies are all provided by IdentityForce. They use the TransRisk score model to figure out the numbers.The scores may vary from one to the other bureau, depending on the information thy possess. The scores held by the client are often different from the bureau scores because of different algorithms.

Their credit-monitoring service performs checks every day or all credit bureau reports. This allows the clients to stay on top of all changes. If significant changes occur, clients get an email or a text alert.IdentityForce unfortunately doesn't offer a mobile app, but they receive phone alerts if something goes wrong.

Identity Protection


Apart from tracking credit information and scores, clients can use IdentityForce to keep an eye on their bank accounts, emails, medical accounts, social security numbers and phone numbers.

They also check on things like court records, efforts to get payday loans with the social security number and unusual activities with the client's mail address. Cyber criminals often use mail addresses to get insight into bills, credit card statements and steal identity and money.

IdentityForce offers things like lost wallet protection, which will cancel and replace credit cards if a client's wallet gets stolen. Clients can also get an online protection service application which protects them while shopping online and checking their bank accounts. Identity Force offers up to $1 million dollars for identity theft insurance.

Conclusion


Obtaining annual credit reports is important for verifying finances and protecting oneself from errors and fraud. This company provides credit reports of all credit reporting agencies. It also gives scores for each bureau separately and offers information monitoring available on credit reports. Clients can also use services like the one-on-one dispute assistance and lost wallet protection.